What We Do
A Credit Union is a group of people, connected by a “common bond” who save together and lend to each other at a fair and reasonable rate of interest. Credit Unions offer members the chance to have control over their own finances by making their own savings work for them. Every Credit Union is owned by its members – the people who save with it and borrow from it. They exist only to serve members, without profiting from their needs.
Membership Benefits
- Local, Friendly Service
- Competitive Loan Rates
- Great Rates on Savings
- Savings Protection
- Free Life Insurance
- Member, Not a Customer
- Online Services & App
Adult Membership
Anyone of age 16 or over can apply for full adult membership with the Credit Union.
We require two forms of identification to open an account for you:
- Photographic ID
- Proof of Address
You can find a list of what we can and cannot accept as valid Proof of ID and Proof of Address in the Acceptable Documentation section below.
If you are under the age of 16 please check the Minor Accounts section below.
Minor Accounts
Anyone under the age of 16 can open an account with the help of their signing parent or legal guardian.
The signing parent or guardian will be the ONLY person with the ability to operate on the minor account until such time as the account reaches full membership at age 16. Any minor aged 7 years or older will need to be present every time the parent/guardian wishes to operate on the account. This does not apply to members under 7 years of age.
We require two forms of identification for the parent/guardian and the child’s long birth certificate to begin an application:
- Photographic ID
- Proof of Address
- Child’s long birth certificate.
You can find a list of what we can and cannot accept as valid Proof of ID and Proof of Address in the Acceptable Documentation section below.
To begin an application, simply send an email in to: compliance@newrycu.com and provide the documentation listed above.
Acceptable Documentation
Photographic Identification
One of the following:
- Valid Passport
- Valid Driving Licence/Provisional Licence
- Valid Electoral Identity Card
- Valid Firearms Certificate
- Valid National Identity Card (EU Nationals)
- Valid SmartPass
Address Verification
One of the following:
- Current Utility Bill (within 3 months)
- Current Bank Statement (within 3 months)
- Current Post Office Statement (within 6 months)
- Valid Driving Licence/Provisional Licence
- Government Issued Documentation (within 12 months):
Benefits; Pension; Tax Coding Notice; Rates Bill - Car Insurance Schedule (within 12 months)
- House Insurance Schedule (within 12 months)
- TV Licence (within 12 months)
Please note: The same form of identification cannot be used to confirm both sections. You must use one separate option from each list. Statements must be from an institution other than Newry Credit Union.
Nomination
Credit Unions have a nomination facility where you can nominate someone to receive the property of your Credit Union accounts in the event of your death. The nomination is a legally binding, written instruction. It will help your nominee navigate the difficult loss by providing financial assistance within a quick timeframe. To learn more about our nomination facility, please visit our Nominations section.
